How SEBI has redefined mutualfunds

Having a hard time comparing and selecting the right mutual fund as per your needs? Well, SEBI has just fixed your problem. Security and Exchange Board of India issued a circular that defines clear characteristics of categories for mutual funds across Asset Management Companies (AMCs) and limits the number of open-ended schemes available. According to the […]

Read more
Common misconceptions about mutualfunds

Common misconceptions about mutualfunds

Want to invest in mutual funds to build wealth, save taxes or have enough money for that vacation abroad you’ve always wanted to go for but not sure? Here are a few doubts most people have which keeps them from investing and why most of them are not well informed : My money will be […]

Read more
Behaviour Gap

Addressing Behaviour gap through intelligent algorithms

As part of our ongoing series in understanding traders’ behaviour, we reviewed Carl Richards’s book Behaviour Gap. Part 1 and Part 2. Here are some points picked from what the book’s readers said about the book. The core premise is: Managing your financial affairs is nothing more than using common sense and the avoidance of […]

Read more
Indian Mutual fund evolution

Indian Mutual funds: Evolution and stricter SEBI regulations

Access to affordable financial services – especially credit and insurance – enlarges livelihood opportunities and empowers a nation’s citizens and industries. Mutual Funds have been phenomenal in mobilizing capital and resources and channeling it into productive investments. With constant evolution and growth of the fast-paced economy in the last few decades, mutual funds have evolved […]

Read more
Mutual fund direct plan

Mutual funds Direct plans: Things to know

Courting retail investors is an ongoing endeavour in India. For a country that has been traditionally drawn to gold and real estate as sources of investment, the government has been persistently introducing measures to encourage them to consider other avenues of saving. So when SEBI (Securities Exchange Board of India) mandated the offering of direct […]

Read more

Riches of ancient India

Yesterday while luxuriously enjoying my cup of coffee (Yes!! This is indeed a luxury worth mentioning, especially when you have two busy toddlers at home), I happened to flip through all the Aadi sale offers in the newspaper. Most of them were jewellery ads offering huge discounts. Out of all these, one particular ad caught […]

Read more
NAV

Mutual fund glossary

Terms Associated with Mutual Funds While investing into Mutual Funds, you would often come across some financial terms which are very specific to the mutual fund industry. The most frequently used terms are detailed below : Units – is equivalent to the term ‘shares’ which is used in the context of Companies. A Mutual Fund ‘Unit’ […]

Read more
Mutual funds

Types of Mutual Funds – Part 2

In Part 1 of this series, we saw some basics about the Mutual fund types. Now, we zoom into more specifics. Broadly mutual funds could be categorized into 3 types; Equity Mutual Funds Debt Mutual Funds Hybrid Funds Equity Mutual Funds: Equity oriented mutual funds where majority of the assets are invested in stocks. To […]

Read more
Mutual fund types

Types of Mutual Funds – Part 1

There are over 11000 mutual funds. How are they different from each other? Types of Mutual Funds based on structure: Open Ended Schemes: An open-end fund is one that is available for subscription all through the year. These do not have a fixed maturity. Investors can conveniently buy and sell units at Net Asset Value […]

Read more

What is a Mutual Fund?

Everyday we’re bombarded with banner ads and big billboards everywhere asking us to invest in SIPs or Tax saving mutual funds. Most of us know what Mutual funds are. But, really, do we? Savings: Does anyone need any skill to invest in an FD or Post office savings scheme? You just go to the bank […]

Read more